Zaid Kamhawi oversees the corporate direction and strategy of the company and has established Qarar as a major player in its field, driving significant company growth with his long term vision, innovative service delivery and focus on improved operational efficiency. Bringing over nineteen years of financial services experience to Qarar, Kamhawi has managed organisations in the finance analytics, credit management and consulting industries across the GCC, from setting up and leading regional businesses to working with major regional financial institutions, local governments and multi-national organisations.