April 2 2017, Dubai – SIMAH and Qarar have come together to sponsor the 12th edition of the annual Middle East Retail Banking Confex as the exclusive strategic speaker lounge partner. This event taking place from April 04-05 at the Le Meridian, Dubai will debate the retail banking business models as it continues to develop and demand digital capabilities to capture new market.

As part of this sponsorship, Qarar will present its thought leadership on the power of analytics and how it can be leveraged in credit card limit management. In addition to the same Qarar together with SIMAH ( The Saudi Credit Bureau) will host a panel discussion to discuss the benefits of credit bureau optimisation services for banks in the Middle East. The esteemed panel will also comprise of senior bankers from the region.

“Qarar has expertise in using deep-dive analytics to optimize credit card limit management strategies while keeping in mind the importance of focussing on the various profits, costs and loss drivers in selecting customers for action” said Riaz Jassat, Principal, Qarar . “Our presentation discusses the common pitfalls of customer selections together with the importance of understanding objectives, data availability and selection, impacted profit drivers and the approach that should be taken to develop the strategy” he continued.

“Credit Bureau data provides fast access to accurate, consistent and standardised data on prospective borrowers. This 360 degree overview empowers Banks to assess customer behaviours more accurately, reduce processing time and costs which leads to enhanced customer experience and profitability” said Zaid Kamhawi, CEO, Qarar. “The panel discussion together with SIMAH will reveal cutting edge modelling techniques and a range of strategies implemented across the customer lifecycle that will empower the audience with best practices in unlocking the real value of credit bureau data” he continued.

Meet the Qarar and SIMAH teams at the exclusive speaker lounge.

About Qarar

Qarar is the region’s leading Decision Analytics company, specialized in offering consulting, decision analytics and software technology to deliver tailor-made customer management and process automation solutions. Headquartered in Dubai, serving customers across the Middle East and North Africa, Qarar, helps its clients solve business challenges and achieve sustainable business outcomes. We achieve this across the customer lifecycle by employing the right mix of predictive analytics, market experience based advisory and decision technologies. Our subject matter expertise spans the domains of Strategy, Pricing, Credit Risk  Management, Marketing and Sales Analytics. In addition, by harnessing the power of proprietary credit bureau data, we have built a tangible advantage and offer a suite of industry leading technical solutions for our clients that can unlock the true value and power of their information.


SIMAH, the Saudi Credit Bureau, is the first licensed Credit Bureau offering full, positive consumer and commercial information services to members in the Kingdom of Saudi Arabia. It is licensed and regulated by Saud