AppSmart helps you manage your customer on-boarding process. Through workflows, scoring and automated lending criteria, you can manage new customers efficiently and profitably. Using AppSmart, you will reduce operational hours and administrative costs, while increasing the effectiveness of your credit strategy. Like all Qarar applications, it is completely customised to your business and easily integrates with your core software systems. You can also use it through a diversity of channels such as your desktop, laptop, mobile device or online.
User configurable and customisable
Local language configured, including Arabic
Allows for roles and permissions to be defined
Pre-configured industry best practice workflows
Fully secure web-based interface
Real time decision-making on applications
Easy integration with core software systems
Comprehensive and flexible reporting
Easy interface with external and internal data sources
Local support and a fast turnaround time
DecisionSmart is a credit management software that provides real-time decision outputs. Decisions are made according to lender-determined strategies such as policy rules, easily maintained through a graphical user interface. You can deploy scoring, segmentation, policy rules, decisions and actions/terms of business without impacting any data capture or workflow system. You can treat each applicant or customer as an individual and deliver fast, accurate, consistent and appropriate decisions. Using your choice of multi-channel delivery (desktop, laptop, mobile device or online), the software’s decision-making outputs will help you react quicker to changes in lending policy or legislation, and form strategies accordingly.
Unlimited analytics
Integration and interfaces
Affordability calculations
Bulk application import
Internal fraud management
Designed for industry standard hardware platforms
Fully-secure
Can be installed on-premise, or off as a hosted solution
Comprehensive and flexible reporting
Local support with a fast turnaround time
CollectSmart is a fully-configurable modular collection solution. It applies collections policies and actions in an automated and structured process. Within a multi-channel environment (desktop, laptop, mobile device or online), the business user is in full control via an intuitive interface. CollectSmart enables the segmentation of customers and groups for differentiated actions. It gives you the tools to control revenues, costs and losses to maximise your return on investment.
Real-time work status monitoring and MIS reporting
Customisable for local markets and language
Parameter-driven for client control
System-controlled, full audit capability and flexible segmentation
Straightforward integration and interfacing to core software systems
Easy interface and real-time integration to internal and external databases
Fully configured, secure, deployed and supported
Can be installed on-premise, or off as a hosted solution
Comprehensive and flexible reporting at both a macro and micro level
Local support and a fast turnaround time
BureauSmart enables you to extract the most valuable credit bureau and third-party data. You can acquire data real-time, as well as bulk data as part of a batch service. As with all Qarar applications, you can use BureauSmart through a diversity of channels such as your desktop, laptop, mobile device or online. The software license includes an initial configuration to your requirements, with two days onsite deployment and testing by Qarar consultants. Support and ongoing knowledge transfer are also provided as part of a support and maintenance agreement.
LAN/WAN supported. Runs on any TCP/IP network. Supports VM and cloud-based deployments
Designed for industry standard hardware platforms
Online data archive containing the most recent records
Pre-configured web-service giving you access to applications and user interfaces
Pre-configured database structure enabling ease of operational access and retrieval
Microsoft.net development tools, allowing simple and efficient software development
Fully-secure – customer information is %100 protected from external threats and viruses
Can be installed on-premise, or off as a hosted solution
Comprehensive and flexible reporting at both a macro and micro level
Local support with a fast turnaround time
