HEALTH CHECKS

Qarar’s health checks examine business risk in detail across all aspects of the credit lifecycle, from the point of origination to collections and recoveries. Tailored directly to your business, the output is a series of qualified recommendations and a road map detailing your financial risk. Our health checks can be delivered as a full credit lifecycle exercise, or as a review of specific functional components.

Identifying risk goals/objectives and the role of credit risk within organisational structure Positioning credit products and positioning within a retail environment, and credit lifecycle decision points

Identifying risk goals/objectives and the role of credit risk within organisational structure

Positioning credit products and positioning within a retail environment, and credit lifecycle decision points

Account origination and application processing

Credit limit and authorisations management

Collections and recovery management

Management information and reporting

Fully-secure – customer information is %100 protected from external threats and viruses

Can be installed on-premise, or off as a hosted solution

Comprehensive and flexible reporting at both a macro and micro level

Local support means we can respond at short notice and with a fast turnaround time

BENEFITS

  • Reduces losses and increases return on assets through a recommended risk strategy and policy improvements
  • Reduces operational expenses and increases process efficiencies from origination to recovery
  • Enables a comparison of the business’ current credit cycle operations and strategies against market best practice
  • Reviews management information and KPI’s adopted across your collection operations

RiskMentor Services

Through our risk mentoring, you can call upon industry risk experts across a range of disciplines. You can leverage best-practice knowledge based on a specific need, and maintain your market advantage by implementing risk and portfolio management improvements quickly and adaptively.

Fully-secure – customer information is %100 protected from external threats and viruses

Can be installed on-premise, or off as a hosted solution

Comprehensive and flexible reporting at both a macro and micro level

Local support means we can respond at short notice and with a fast turnaround time

BENEFITS

  • Access to a bank of resources from all fields of Qarar expertise, including consulting, analytics and software experts
  • Access to best-in-class analytics across areas such as propensity, credit risk, revenue, profitability, churn, fraud and collections
  • Quick reaction to changes in the marketplace through a best-practice data-driven strategy
  • Competitive retainer-based pricing over project-by-project proposals
  • A priority response when scheduling work throughout the 12-month agreement
  • Outsourced arrangement provides the client with reduced costs versus hiring full-time resources internally

Training and learning

Qarar offers comprehensive training programmes for risk management and consumer lending professionals (in-classroom or online). Designed to cover the complete credit risk cycle at a range of levels from beginner to advanced, they provide deep insights into analytics, portfolio management and credit risk concepts/practices. Through our regional partner BankersLab, we also provide credit risk simulation courses, linked to content-rich course materials, activities, case studies and supportive mobile learning apps.

Covers all areas of consumer and business lending, including model development and validation, analytics, portfolio strategy development and operational management

Delivered by globally-experienced and locally-based industry practitioners

Configurable packages featuring classroom and online learning

Continuous development through completion and gamification

Fully-secure – customer information is %100 protected from external threats and viruses

Can be installed on-premise, or off as a hosted solution

Comprehensive and flexible reporting at both a macro and micro level

Local support means we can respond at short notice and with a fast turnaround time

BENEFITS

 

  • Improved portfolio performance through the upskilling and analytical risk and operational staff
  • An effective platform to improve the performance of banking professionals
  • Optimise the impact of training budgets
  • Develop a culture of continuous improvement through regular competition, both in-house and across industry
  • Help align HR with individual employee levels of engagement and objectives
ACCESS OUR RESOURCES

Our Partners

The Leadership team

The vision and leadership of Qarar`s executive team has seen the company from its founding, and has enabled Qarar to become the region’s leading advisor and solutions partner to deliver data-driven decisioning in the Middle East. The executive leadership team continues to innovate, staying true to the company's mission to provide extensive hands-on practical experience in delivering advanced analytics enabled solutions to several multi-national firms across the world.

Zaid Kamhawi

Chief Executive Officer

Nico van der Westhuizen

Chief Operating Officer

Riaz Jassat

Director, Consulting

Jaycee Wolfswinkel

Sales Director

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WHY CHOOSE US

  • Middle East expertise & regional track record

  • International
    know how

  • Localised Decision Technology

  • Agile
    & responsive

The Oldest Bank in Kuwait Re–emphasized its Reputation as the Most Preferred Lender with Qarar

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Find out How a leading Islamic Bank in Kuwait Grew its Lending Portfolio with Qarar

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A Leading Home Finance Organisation Partners with Qarar to Achieve its Policy Automation Objectives

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How a Leading Bank in Saudi Arabia Maximised its Return on Loans and Other Forms of Credit Through a Holistic Credit Control Solution

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