Our Latest Blogs

 
 
Date: 03/10/2018

Collections and the Collector

With increasing inflation, rising interest rates, and greater austerity measures in place, financial stress is on the rise, resulting in more and more ‘good’ consumers who have the willingness to pay, but not the ability to pay.

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Date: 01/08/2018

BIG DATA in Risk Management

Tired of hearing buzz words like big data, data lakes, hadoop, machine learning, artificial intelligence and blockchain?

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Date: 06/06/2018

Automate and Enhance your Business Decisions with Instant Decisioning

Automate real time analytics-based decision making so organisations can function more efficiently while improving customer relationships.

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Date: 21/05/2018

Set the Right Mortgage Lending Policy

Leverage SIMAH HPI data and Bespoke Property Re-evaluation Services by Qarar

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Date: 22/03/2018

IFRS 9 – Turning Compliance into Opportunity

This paper is largely focused on classification and impairments within IFRS9

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Date: 11/02/2018

Using Python for application scoring for the first time in the Middle East

The analytics space is home to over 50 various software solutions that address challenges in different disciplines.

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Date: 02/01/2018

Qarar CEO Zaid Kamhawi on the Big Deal About Big Data

Data today flows into every area of our economy. The volume, velocity and variety of data being generated has given birth to the term ‘big data’ ...

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Date: 30/11/2017

Social Media can tell a lot More about Your Credit

With the rise of social media platforms, lenders now have the potential to harness the value of large volumes of non-traditional data

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Date: 27/11/2017

Credit Score Speeds up the Process Significantly

Today a credit score has many benefits. The first of these is that it speeds up the process significantly, as scores can be delivered immediately so that decisions can be made within minutes.

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The Skip Phenomenon

‘Skippers’ are borrowers who leave the country with no intention of settling their bills or paying off their debts. This has emerged as a particular problem in countries with high expatriate workforces, including Kuwait and the UAE, where competition between banks is high and expatriate ....

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Is it Still Possible to Live with Bad Credit History?

Credit is a hugely important part of the global economy and also has a major effect on the quality of individual’s personal and professional lives – from making everyday purchases with credit cards to borrowing larger sums for ......

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Drive Increased Business Process Benefits Through Qarar’s OPIT Methodology

The need for clients to receive independent advisory or diagnostic reviews has been a long lasting requirement for many institutions. Such reviews follow a variety of different approaches and frameworks.

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The Importance of an Integrated Risk Framework in Times of Economic Slowdown

It has been well documented in publications over recent years, that retail banks across the globe should be prepared for any adverse exogenous market events and as such....

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Retail Banking: Surviving the Impact of a Slowing Economy

The impact of lower oil prices and the recently announced government cuts to public sector spending have been widely reported. Less well discussed have been the effects in terms..

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Driving a Data Culture

Let’s face it, for most people data is boring, deeply abstract and highly complex. In a business context it is often only the people within an organization working with data on a day to

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